born-rich people

i think some people here were born-rich

probably. we need to sniff them out and deal with them.

It's really hard to pin down exactly what makes people Über-successful. I have two cousins in their early 30's that I only see once in a while. One of them is very cool and easygoing, is an electrician, doing well I'd say, and happy with what he's doing. He's the guy I'd want to have a beer and hang out with. His older brother is extremely smart, clever, and ambitious, works on Wall Street - you get the idea. He'll stop at nothing. Last time I saw him was at his wedding, which was in a castle on Long Island. They're both good people I think, but so different, it's hard to believe they are brothers a year or so apart.

  On 6/27/2011 at 3:28 PM, Bob Dobalina said:

I don't hate on rich people individually but the ever-widening class divide in America really pisses me off, particularly the obscene costs of higher education. It's a vicious cycle that continues to make upward mobility more and more impossible for lower and middle class, despite whatever notions of 'hard work' or the 'american dream' still get thrown around today. Want to go to college? Don't have $150/200K? Take out student loans (a scam/pox unto itself) and welcome to a life of indentured servitude. Nevermind that for most well-paying professions a bachelor's degree alone doesn't cut it anymore.

where the fuck are you getting off with this information.

education is an investment in one's self. and investment that should pay off with increased income over time. there is still risk involved. investment in one's self is the best investment on the planet.

where are you getting off with this polar extreme of 150-200k? are you still that fucking retarded 6 sentences into reading this reply?

and another thing - schools that do cost that much you do it for the networking. if you don't understand that then you shouldn't be going in the first place.

A private (non-state) 4-year undergraduate college education (e.g., any Ivy League School) in America today costs on the order of $150,000 to $200,000. Fact. Now fuck off.

shit, if it wasnt for my scholarships my undergrad school was 40k a year, and that wasnt even ivy league.

College is way too expensive and every kid since the late 80s has been brainwashed into thinking you're a failure if you don't attend a 4-year University. It's essentially the biggest legalized scam operation in the U.S. You can't even eliminate student loan debt from your record if you declare bankruptcy. People seem to slowly be turning back to technical schools, apprentice training, and community colleges, and I'm hoping they eventually widespread government and public support again.

  On 6/28/2011 at 6:03 PM, joshuatxuk said:

College is way too expensive and every kid since the late 80s has been brainwashed into thinking you're a failure if you don't attend a 4-year University. It's essentially the biggest legalized scam operation in the U.S. You can't even eliminate student loan debt from your record if you declare bankruptcy. People seem to slowly be turning back to technical schools, apprentice training, and community colleges, and I'm hoping they eventually widespread government and public support again.

They don't need widespread government and public support, they need credibility with employers.

  On 6/28/2011 at 4:47 PM, Bob Dobalina said:

A private (non-state) 4-year undergraduate college education (e.g., any Ivy League School) in America today costs on the order of $150,000 to $200,000. Fact. Now fuck off.

there's your problem. go to a state college nub

like i said previously, i got a decent degree from a decent school under 20k. also, i'm now working at said college. you can network everywhere, doesn't have to be for a 100k a year job right out of college llol

I graduated from a private art school with only 11k debt. It is certainly possible to keep the costs down.

I went to a state school for 2 years and transferred to a private university for the rest. I took out loans for the WHOLE thing and ended up with around 80k in debt for 4.5 years. No parents wanted to help.

*edit*

... and that was 10 years ago.

  On 6/28/2011 at 7:41 PM, baph said:

  On 6/28/2011 at 6:03 PM, joshuatxuk said:

College is way too expensive and every kid since the late 80s has been brainwashed into thinking you're a failure if you don't attend a 4-year University. It's essentially the biggest legalized scam operation in the U.S. You can't even eliminate student loan debt from your record if you declare bankruptcy. People seem to slowly be turning back to technical schools, apprentice training, and community colleges, and I'm hoping they eventually widespread government and public support again.

 

They don't need widespread government and public support, they need credibility with employers.

Agreed. Employers need to go back to using work experience, resumes, and portfolios over people who go into massive debt for a degree from a college that's considered a better name. Some of friends in graphic design, web development, etc have noticed the hiring process is getting more reasonable and fair. Long way to go though. There's also a nepotistic aspect that will never go away, especially with alumni of Ivy Leagues or the whole frat/sorority system. And there is massive amount of legal framework set up to get students to go to major state colleges, which are getting quite expensive, that remains another huge obstacle.

  On 6/28/2011 at 4:47 PM, Bob Dobalina said:

A private (non-state) 4-year undergraduate college education (e.g., any Ivy League School) in America today costs on the order of $150,000 to $200,000. Fact. Now fuck off.

hey shitface, you're not entitled to shit in this world, let alone thinking you're entitled to attend "any Ivy League School" at a cost of "$150,000 to $200,000" - fact.

you want to attend? get scholarships or grants or bust your ass off elsewhere. if you still want to attend due to the nature of your future profession, and you understand the impeccable advantages attending such a school can grant you by networking and working with future peers in said profession, then by all means take the risk and invest in yourself.

attending an Ivy League school with intentions of being top in your class and actually working your ass off --- you should be able to manage 6 figures quite easily; which over time will more than cover your student loans. there is still heavy risk involved. guess what, that's what this country is based on: risk vs reward. choose your own adventure. but dont come here with that entitled shit about how sorry everyone should feel for you for not being able to afford the top school's in the country --- and then going off on some sick rant about it

you're original fuking quote was : "Want to go to college? Don't have $150/200K?" --- ha, bullshit and called out. fact.

  On 6/28/2011 at 6:03 PM, joshuatxuk said:

It's essentially the biggest legalized scam operation in the U.S. You can't even eliminate student loan debt from your record if you declare bankruptcy.

no fucking shit you cant discharge student loan debt via bankrupcy, that's exactly the reason that rule was instated.

you think it's al'right to get an advanced degree on the taxpayer's dime, only to default and yet "retain" your education? bullshit.

oh, but no one was reading the fine print when they signed up for those private student loans at 9% interest - and now suddenly complain about the perdicament they're in?

tell me - why the fuck do you belong in college in the first place if you can't understand basic personal finance and interest rates. how many people have i witnessed blowing their student loan checks on partying and booze and tv's and having a grand ol' time.

there are significant issues within the american education system - but damned if people expect to discharge student loans in bankrupcy, or that they don't need to read the fine print when taking on tens-of-thousands of dollars in loans (of which many will spend on consumer goods during their wonderful party years). fuck that .

You might be the world's biggest cunt, elusive4.

I took out student loans to get to, let's just say a top 20 law school, I worked my ass off, I got excellent grades, I passed the goddamn California bar exam on the first try unlike a few million other people, I got a 160k a year job out of law school, I worked hard at the 160k a year job but was laid off after 6 months, and now I'm lucky to find part time contract work.

If I want to complain you're gonna fucking sit still, suck my dick, and listen.

edit: lol/:cisfor:

^

this is how BigLaw lawyers communicate

PS: lumpy, I am truley sorry for your lots. we need to do way instain>> the biglaw

^

this is how BigLaw partners communicate

  On 6/28/2011 at 11:07 PM, elusive4 said:

  On 6/28/2011 at 6:03 PM, joshuatxuk said:

It's essentially the biggest legalized scam operation in the U.S. You can't even eliminate student loan debt from your record if you declare bankruptcy.

 

no fucking shit you cant discharge student loan debt via bankrupcy, that's exactly the reason that rule was instated.

you think it's al'right to get an advanced degree on the taxpayer's dime, only to default and yet "retain" your education? bullshit.

 

oh, but no one was reading the fine print when they signed up for those private student loans at 9% interest - and now suddenly complain about the perdicament they're in?

tell me - why the fuck do you belong in college in the first place if you can't understand basic personal finance and interest rates. how many people have i witnessed blowing their student loan checks on partying and booze and tv's and having a grand ol' time.

 

there are significant issues within the american education system - but damned if people expect to discharge student loans in bankrupcy, or that they don't need to read the fine print when taking on tens-of-thousands of dollars in loans (of which many will spend on consumer goods during their wonderful party years). fuck that .

I'm not for bankruptcy in general. I find it ironic and wrong that students loans aren't exempted and yet our society "values" education and places so much emphasis on squiring one rather than technical training, proper elementary educations, or flat out ascension of status in businesses through hard work. And if you're so against tax payer funded loans I'd bitch about the grants and financial aid given out every year, a system that has a plethora of advocates now, even during the debt crisis. I too find the lack of financial competency among students and their abuse of loans disturbing, and I didn't condone whatsoever. Nonetheless, private loans have become less prevalent and more restrictive since the recent economic bust.

When I mean scam I mean this: the American economy demands 4 year education credentials on paper more than anything. Politicians promote spending government money on as many college students as possible, even unqualified ones. If you look at any state, the highest paid public servants are University system trustees, coaches and head faculty. We have millions of technical jobs laying vacant and an underused system in place to provide such workers. It's a huge fucking mess and no one wants to be blunt about the easiest solutions: promoting economical community colleges, targeting costly online and for-profit universities, and enrolling placing less people out of high school into college and more into the workforce.

Lulz

  On 6/26/2011 at 1:11 AM, elusive4 said:

funny how many so many do not still quite understand it

have you considered once trying to make a valuable contribution to this forum?

  On 6/28/2011 at 11:41 PM, Awepittance said:

  On 6/26/2011 at 1:11 AM, elusive4 said:

funny how many so many do not still quite understand it

 

have you considered once trying to make a valuable contribution to this forum?

joyrex deletes all my posts that contain copyrighted material

  On 6/28/2011 at 11:19 PM, baph said:

You might be the world's biggest cunt, elusive4.

 

I took out student loans to get to, let's just say a top 20 law school, I worked my ass off, I got excellent grades, I passed the goddamn California bar exam on the first try unlike a few million other people, I got a 160k a year job out of law school, I worked hard at the 160k a year job but was laid off after 6 months, and now I'm lucky to find part time contract work.

 

If I want to complain you're gonna fucking sit still, suck my dick, and listen.

 

edit: lol/:cisfor:

not sure what i said in any way shape or form even closely relates to you nor your situation. mind quoting exact statement i made that clarifies?

It's your tone, pumpkin. It's your general tone.

  Quote

attending an Ivy League school with intentions of being top in your class and actually working your ass off --- you should be able to manage 6 figures quite easily; which over time will more than cover your student loans. there is still heavy risk involved. guess what, that's what this country is based on: risk vs reward. choose your own adventure. but dont come here with that entitled shit about how sorry everyone should feel for you for not being able to afford the top school's in the country --- and then going off on some sick rant about it

I would like to go off on a sick rant about it

i've lived a good life. born rich, without want or need, lots of partying. it was a good run.

and another thing reading this god damn thread - everyone here bitching and stereotyping and generalizing on "wealthy" people or young spoiler brats.

who gives a fuck? you probably think all rich kids are like that? why? because that's all you see. well, did you stop to consider that the normal wealthy people live normal fuking lives because THAT'S HOW YOU ATTAIN WEALTH?? -by living like you're poor and building assets NOT liabilities? so when you see all these rich fucks flaunting wealth and you assume every single one is like that, bear in mind you probably have millionaires living next door to you, or working with you, or shopping in the same grocery store as you, pinching pennies and saving as much money as possible or putting their money to work for them via investments instead of buying the latest greatest toys and depreciating assets.

the generalizations on this thread are down0right amazing - mine included.

i was born into a wealthy family.

cant help what situation you are born into.

and anyways

its all relative.

some of you in the thread moaning in this thread about "rich people" are probably richer by a long way than 95% of the rest of the world. you can only afford a crappy car whereas your neighbours kid god an Audi, boo fucking hoo, millions of people are starving to death and are forced into horrible situations to feed their children without healthcare etc etc.

the difference between moaners in this thread and the richer people is lets say, 5. wheres the difference between the poorest in this thread and the majority in the world is 50.

edit: Audi, not Audio